LIFE INSURANCE 2020

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MEET A FEW OF OUR HAPPY USERS

Jeremy H.

LifePlanRate.com made finding an insurance plan easy. Having a good plan gives us a lot of security. I feel safe knowing that my family is protected if something happens to me. Plus, it was nice to know that we were getting a good price, it’s useful to see all of the price comparisons in one place.

Madelin P.

Customer support was great. The process was fast and easy, I think it took us a grand total of an hour to find a plan and begin the signup process. I was very particular about what kind of coverage I wanted, but customer support worked with me until I was satisfied. I wish all my insurance shopping was like this.

LIFE INSURANCE PLAN TYPES

Term Life

Term life insurance policies are the most common kind of life insurance policy. These policies lose their benefits after a specific amount of time, and can last anywhere from one to 30 years.

Whole Life

Whole life insurance policies are designed to pay out a death benefit at any age. The premiums are typically adjusted depending on your age and have the chance to increase over time. Some companies charge higher premiums to lower customers in order to keep payments fairly level throughout your life.

Burial Insurance

Burial insurance policies are a type of whole life insurance policy that are typically meant for people over the age of 50. They offer lower monthly payments compared to a normal life insurance policy and are only meant to help families cover funeral expenses. These policies are usually paid off in cash.

YOUR QUESTIONS

What is Life Insurance?

Life insurance is a type of policy that pays out upon the insured’s death. Typically, life insurance policies will name a specific beneficiary that will receive a payout if the insured dies. The goal of the insurance policy is to help families deal with the financial loss that comes with death. It can help families pay stay financially afloat after their household loses income and it will also assist with paying for leftover hospital or funeral expenses.

How do I buy Life Insurance?

Purchasing Life insurance can be a tricky process and it’s a lot less familiar than other types of insurance offerings. Our agents are trained to help you navigate the process, so that you can be sure that you’re making the right choice. To begin searching for life insurance plans, you can enter your information above, or give us a call. Our trained agents will compare plans from multiple providers to make sure you find one that is the right fit for your family.

Who can be my beneficiary?

There are many options for naming your beneficiary on a life insurance policy. Many people choose to have their spouse or children act as beneficiaries, but these aren’t the only options. You can leave benefits to your estate, a charity, or even a trust that designates multiple beneficiaries. When you speak to an agent, discuss what your goal is for your policy and we can help you determine how to make sure the policy is correctly executed.

How can I compare companies?

The goal of lifeplanrate.com is to make life insurance shopping easy. To that end, all of your comparison shopping can be done here! We’ve collected policy information and quotes from dozens of insurance companies all across the United States and our goal is to find you a low price plan that fits your needs. There’s no need to travel to a dozen different websites looking for quotes as we’ve prepared that information for you right here. If you need faster service, feel free to pick up the phone and give one of our trained agents a call.

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